Joint Venture Pay

Helping businesses find financial solutions when others can’t
100% USA Based / 24/7 Support / USA & Canada

Our mission is simple:
We are ADVOCATES for you

Our job is to be your SOLUTIONIST
(Definition of solutionist : a solver of problems; especially : one who makes a practice or occupation of solving puzzles)

We help traditional and non traditional businesses find the best payment processing solutions and business funding programs available.  
We don’t just have one solution, we have several.  We are constantly looking for more and better.
Let us do the work for you.  This is what we specialize in.

Happy Clients:

"Joint Venture Pay has been there for us since day one. We're navigating a tough industry to process payments within and they've made sure we're always on top of the latest rules and regulations so we never have down time!"      

Eric Gang 

Spoonful “Joint Venture Pay keeps us processing in an ever changing environment while donating a percentage of their proceeds to a good cause. What’s not to love?”

Best, Christopher 



​Joint Venture Pay has over 30 years experience in the payment processing industry. We think differently, we take a long-term approach to business, by providing the best price and the best credit card processing system along with WOW customer service our client never want to leave us.


With our company being a solutionist for several years’ we have an extensive list of services including merchant accounts, a wide variety of gateways to integrate into many types of software, retail and restaurant POS systems along with mobile solutions, Tier 3 business to business processing, ACH and recur.

Benefits of taking cards




·  Make 30% more money on credit       transactions

·  Move away from cash handling 

·  Pay expenses (payroll, utilities,             taxes, etc.) easily

​-Sales increase by 40% when you add electronic payment solutions over just cash.


Strategic Partners

For our company to be an effective Solutionist, solid partnerships are crucial.  We know that time is the most valuable asset we all have. Our ultimate mission is to provide much needed resources that carry strong values and ethics so our clients don’t need to reinvent the wheel.


When you use Joint Venture Pay credit card processing the owners of JVP donate a portion of every swipe (transaction) to “Every Swipe Benefits Charity”

Learn More

Contact Us

Feel free to contact us to discuss a merchant account today!


Our Team


Renee VanHeel


Renee started in the credit card processing industry as a result of pure frustration of watching her friends get taken advantage of

by that industry. Knowing there needed to be a fair alternative, her and David created Pay it Forward Processing, the parent company to Joint Venture Pay.


Renee, since then, has helped hundreds of other businesses avoid the scrutiny and lies from other companies.


Renee continues to put herself second when people are in need. When the rare time to herself appears, she is stimulating her mind by piecing together puzzles, or taking a break from life by vacationing in different parts of California and around the world.

Renee will admit she is not close to perfect, and believes mistakes are tools to learn from. Her favorite quote rings true throughout her well-being, “Do or do not, there is no try.”


Jeff Robers

Account Officer

800-579-0727 ext. 808

Booking Calendar:

Jeff brings over 30 years of customer-focused service to the processing and banking needs of both high-risk and conventional businesses. His passion for supporting non-profits with Every Swipe Benefits Charity led him to Joint Venture Pay and Pay it Forward Processing.


Jeff has been involved with several local charities and has served as a volunteer and on Boards of Directors for over 14 years. He enjoys tennis, reading, travel, and local craft IPA's.

MM Headshot 1218.jpg

Michelle Mattice

National Sales Vice President

800-579-0727 ext. 803

Booking Calendar:

Michelle worked for Walt Disney World for almost a decade before deciding she missed the Adirondacks of NY where she grew up and now lives with her family. 


Michelle has been in sales and customer service for over 20 years and joined our team by meeting the owners over a glass of wine in a restaurant in San Diego.   A few weeks later, Michelle’s husband was having problems with his processor and turned to us for help.  He became a client and Michelle became part of the Joint Venture Pay and Pay it Forward family.


In her spare time, she and her husband are Youth Group Leaders for several churches, loves to cook, and her favorite thing is a nice glass of wine at the campfire in the backyard at night stargazing.  Michelle’s philosophy in and out of business is “Be honest even if it hurts, clients will appreciate it and follow you”.

tory (1).jpg

Tory Gomsrud

Account Officer

800-579-0727 ext 806

Tory comes to Joint Venture Pay with over 25 years of customer service, event management, logistics, and sales expertise. Based in the Pacific Northwest, she grew up on the East Coast. She has lived overseas (three different times!) and traveled throughout the US, Europe, and the Caribbean. She has worked for Walt Disney World, James Madison University, a medical association, an international freight forwarder, and a public school system.

Her spirit of volunteering and giving back fit perfectly with Joint Venture Pay and ESBCharity’s values. Starting young, Tory participated in face painting at her school fun fair and fundraising and helping build a new playground at her elementary school. Over the years she has volunteered with Disney’s VoluntEars, Make a Wish Foundation, Give Kids the World, Fairfax County Public Schools Office of Substance Abuse Prevention, tutored elementary students, taught in a home school co-op, and is currently very active with the PTA at her daughter’s school.

In her free time, Tory enjoys spending time with her husband, daughter, and adopted Puerto Rican fur baby dog. They have a shared love of travel and working on home renovation projects. Tory loves Leonidas and Côte d’Or Belgian chocolate! She enjoys trying new foods – minus cilantro!